06-25-2003, 05:25 PM
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IRON MAN OF BIT RACING
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Join Date: Jun 2002
Location: Tulsa, OK
Posts: 312
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Insurance On My New Car!!!!!!!!!
I bought a 93 turbo eclipse for 600 dollars because it has some problems , so i bought a new head off ebay for 150 and new cam shafts and cam gears as well. I find out today that insurance on it is going to be $1100 EVERY 6 MONTHS!!!!!!!! and the other places I called told me that they wouldn't even put me on a policy because it is a turbo. Insurance is a ****ing bitch to pay and is going to ruin hot rodding cars. So now I guess Im going to sell it and by myself something I can afford, like a truck. Just outta curiousity is anyone else here getting raped by insurance companies?
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MY NEW CUSTOMIZED BIT:
red ae86 with zipzap spoiler
carbon fiber hood
3.8 motor (well, it doesnt want to run now)
qfm springs
back wheels on front and back
8.25:1 gearing
rare earth magnet steering
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06-25-2003, 05:32 PM
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Mini Rc Enthusiast
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Join Date: Jan 2003
Location: New Jersey
Posts: 371
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You haven't seen High Rate Insurance until you live in
New Jersey !!!.
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06-27-2003, 07:51 PM
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That is BULL**** man
$1100 every 6 months. I'd sell that thing right away.
Can you post a picture 1st?
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06-27-2003, 08:03 PM
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Registered User
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Join Date: Dec 2002
Posts: 1,237
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yup insurance sux especially when you're young ( i blame my parents for being stupid statistics) for me on well any vehicle but in particular my little 83 honda accord 4 door will be costing me about 3500-4000 a year. that's about the same on my econoline van pos. sux i'm not worried about gas prices but damn i can't afford that.
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trust me it's easyer done than said
***  AMC Veteran ***
-- ^-_-^
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06-28-2003, 12:29 AM
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I am NOT getting a car. lol
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06-28-2003, 12:56 AM
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Rice Me
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Join Date: Dec 2002
Location: Edmonton, Alberta
Posts: 1,444
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wow... man im assuming you're over the age of 21, to be buyin cars off e-bay... but yeah, you're getting owned pretty bad..
a brand new celica GT-S is going to cost me 8 grand a year in insurance, about 5K USD.. but im still 18, and that's a brand new 25G sports car.
sheeeeit, go to geico! i heard they have decent rates..
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*AMC* - Why Are You All So Try?!
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06-28-2003, 11:23 AM
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Bad Driver
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Join Date: Jan 2003
Location: You tell me!
Posts: 363
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I live in San Antonio, have a red Honda Civic, and am 17. Enough said.
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American Muscle? We're the fattest country!
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06-28-2003, 12:39 PM
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IRON MAN OF BIT RACING
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Join Date: Jun 2002
Location: Tulsa, OK
Posts: 312
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actually i bought the car from one of my freinds and i bought the camshaft and camgear off ebay. i dont think id ever buy a car off ebay unless i lived near the place selling it to go check it out.
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MY NEW CUSTOMIZED BIT:
red ae86 with zipzap spoiler
carbon fiber hood
3.8 motor (well, it doesnt want to run now)
qfm springs
back wheels on front and back
8.25:1 gearing
rare earth magnet steering
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08-17-2003, 09:42 PM
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Zip Zap SE Basher
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Join Date: Aug 2003
Location: San Diego, CA
Posts: 340
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Yeah...My dad has had like, a million tickets (we got pulled over today......big suprise [sarcasm]) and, well, we own a Audi A4 Cabriolet 3.0 (Almost fully loaded...no crappy GPS system or Metallic Paint)(the very first year that car came out...  ) So imagine his insurance!!! 
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10-23-2003, 12:33 PM
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Registered User
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Join Date: Oct 2003
Location: so cal
Posts: 29
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i thought i was getting raped at $200 a month on full coverage....but damn, those rates are ****ed up....oh well, i own a Z28, big engine, fast, NOT cheap 
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Where East Meets West For Race.
'94 white A4 Z28, basically stock with 126K miles, and HD 4L60E.
Member of the Southern California Camaro Connection. [url=
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10-31-2003, 06:36 PM
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TinyRC Newbie
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Join Date: Nov 2002
Posts: 7
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SUX to be young I guess.
My GTI was $2500 a year when new in 98 when I was 22. Now I insure my 98 gti and 96 tahoe for 1100 per year total with full coverage(collision, liability, glass) for both. Turning 25, and getting married sure drops the rates.
You are not geting raped by insurance companies. they need to collect enough money in premiums to cover the layouts in claims and make enough of a profit to make i worth their while to do the whole thing. Statistically younger males with Turbo/gt/coupes are more likely to cost them money so they charge the most.
NJ is another story. . . I'm in NY and it's not much better here.
One quick tip for those living on your own, if you rent an apartment, get renters insurance through your auto insurance carrier. I got enough of a discount on my auto insurance that it nearly paid for the renters, so my apartment stuff(computer, RC collection ect) was covered for basically free.
-Anthony
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01-15-2004, 02:04 AM
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Happiness is a warm gun..
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Join Date: Jan 2004
Posts: 103
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Both my mother and I get really good rates through wawanesa, they have great prices and coverage. My mother has been in 3 wrecks(2 of them drunk drivers and 1 hit and run) recently that were not her fault and wawanesa covered them with out a problem. My '76 triumph spitfire that is a 2 door convertible is $1100 a year with full coverage and my 1990 ford ranger was the about same. Can't say enough good stuff about them, they are great.
http://www.wawanesa.com/
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"I'll leave you with my friends for a while, they are all nice guys.. Well Darin is an A-hole, Scott is a loudmouth and Jon(me) well he's just crazy."
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02-12-2004, 04:44 PM
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TinyRC Pro
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Join Date: Nov 2002
Location: Southern Illinois University @ Edwardsville
Posts: 82
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Quote:
Originally posted by Pie
sheeeeit, go to geico! i heard they have decent rates..
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I've got great news.
I've been pardoned?
No, I just saved a bunch of money by swiching to Geiko.
... jesus i hate those commercials...
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02-12-2004, 09:44 PM
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TinyRC XModder
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Join Date: Dec 2003
Location: Ithaca, NY
Posts: 365
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Quote:
Originally posted by aconsola
You are not geting raped by insurance companies. they need to collect enough money in premiums to cover the layouts in claims and make enough of a profit to make i worth their while to do the whole thing. Statistically younger males with Turbo/gt/coupes are more likely to cost them money so they charge the most.
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Bingo!
Well considering noone has said that there driving record is flawless, I have to assume that you've all had a few accidents or tickets, and that is a huge factor when insurance companies determine your premium. Not just the car you drive.
There are also a lot of other factors that I'd bet not all of you know about that insurance companies look at when determining your premium. - Where you live (auto theft rate, traffic)
- Main use of car
- Number of drivers
- Length of drive to work
- Your credit history
- And many, many more....
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For Sale:
|XMod :: Black Supra|
[i]-Stage 2 11 Tooth/SpinBrush Hybrid Motor
-Fully Adjustable Plate-type LSD
-4/5/6 Cell Mod
-Rayovac IC-3's
-Body kit
-Wheel & Tire upgrade
-All Wheel Drive Kit
-Command Logic Light Kit w/ 5mm high intensity blue LED foglights
-Ball Bearing Upgrade
[url]
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05-27-2004, 06:55 PM
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Registered User
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Join Date: Nov 2003
Posts: 124
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It pays to get good grades and have no tickets...100$ a month to insure my 97 Prizm. And i'm 17. Hah. And only getting cheaper...
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and a Perfection 4.2....There really needs to be an icon for the 4.2's.
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